Creditum SPRL
Creditum reported total assets of 455,267 € at the end of the 2025 financial year (annual accounts filed with the NBB on 30 Sep 2026).
The score of Creditum shows with a free account.
See the score- Summary? / 5
- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
Visible once signed in: create your account, the 14-day Pro trial is free.
Key figures 2025
Change 2022 → 2025: Equity 0 % Total assets +2727 %
Accounts of the company itself (not consolidated).
The full file covers 8 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
Creditum's annual accounts
Filed annual accounts
- Year ended 31 Dec 2025filed on 30 Sep 2026
- Year ended 31 Dec 2022filed on 31 Oct 2023
- Year ended 31 Dec 2021filed on 30 Sep 2022
- Year ended 31 Dec 2020filed on 30 Nov 2021
- Year ended 31 Dec 2019filed on 30 Nov 2020
Creditum's financial analysis
- Solvency3.4%sector median: 44.2%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of Creditum
Creditum's publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0840.871.521
- VAT number
- BE0840871521
- Peppol
- Not found on Peppol as of 10 Nov 2026 · Check
- Legal form
- SPRL
- Incorporated
- 08 Nov 2011
- Registered office
- 9820 Merelbeke-Melle
- Latest accounts
- 2025 · filed on 30 Sep 2026
- Activity
- Granting of mortgage loans (NACE 64922)
Creditum (SPRL) has been based in Merelbeke-Melle since 2011, active in: granting of mortgage loans. For 2025, it reports a net profit of 43 € and equity of 15,519 €; its revenue is not published. Its solvency stands at 3.4%, below the median of its sector (44.2%).
Guide: Reading Belgian SME accounts: the five figures that count →
Companies similar to Creditum
Companies in the same business, of comparable size and area, outside its group.
- Financiere AX817 Activities of holding companies Tournai · balance sheet 455,248 €
- Elias Dentista Dental practice care activities Genappe · balance sheet 455,223 €
- CRVB Invest Other business support service activities n.e.c. Opwijk · balance sheet 455,325 €
- Sogrei Sint-Genesius-Rode · balance sheet 455,497 €
- ST Batiment Manufacture of metal structures and parts of structures Tournai · balance sheet 455,626 €
- Badibanga Patrick Waterloo · balance sheet 455,657 €
- Boavista Buying and selling of own real estate Lubbeek · balance sheet 455,750 €
- Saki Rental and operating of own or leased real estate Kraainem · balance sheet 455,793 €
Frequently asked questions about Creditum
What is the revenue of Creditum?
Creditum files its accounts in a format where revenue is optional: it is not published for 2025.
What is the VAT number of Creditum?
In Belgium, the VAT number is the company number prefixed with BE: BE0840871521 for Creditum, if the company is VAT-registered. Its company number (CBE) is 0840.871.521.
Where is the registered office of Creditum?
According to the CBE register, the registered office of Creditum is in 9820 Merelbeke-Melle.
What is the equity of Creditum?
At the close of the 2025 financial year, the equity of Creditum amounts to 15,519 €, a solvency of 3.4% of total assets.
Who manages Creditum?
The register lists 2 active mandates at Creditum. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
The full file of Creditum
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
Open the full file →