Z-Verzekeringen SPRL
3.1 FTEZ-Verzekeringen reported total assets of 945,904 € at the end of the 2025 financial year (annual accounts filed with the NBB on 30 Jun 2026), with 3.1 full-time equivalents.
By total assets for 2025, Z-Verzekeringen ranks in the top half of the 135 companies in its sector (NACE 6512) in Belgium that filed accounts for that financial year. Largest companies in the sector →
The score of Z-Verzekeringen shows with a free account.
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- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
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Key figures 2025
Change 2022 → 2025: Equity -63 % Total assets -12 % Headcount (avg FTE) +41 %
Accounts of the company itself (not consolidated).
The full file covers 9 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
Z-Verzekeringen's annual accounts
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Net result | 340,764 € | ||||
| Equity | 187,086 € | ||||
| Cash | 258,907 € | ||||
| EBITDA | 521,335 € | ||||
| Total assets | 945,904 € |
Filed annual accounts
- Year ended 31 Dec 2025filed on 30 Jun 2026
- Year ended 31 Dec 2024filed on 30 Sep 2025
- Year ended 31 Dec 2023filed on 30 Aug 2024
- Year ended 31 Dec 2022filed on 25 Sep 2023
- Year ended 31 Dec 2021filed on 11 Oct 2022
Z-Verzekeringen's financial analysis
- Solvency19.8%sector median: 28.5%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of Z-Verzekeringen
Z-Verzekeringen's publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0658.787.673
- VAT number
- BE0658787673
- Peppol
- Registered · 0208:0658787673 · as of 10 Nov 2026
- Legal form
- SPRL
- Incorporated
- 06 Jul 2016
- Registered office
- 9620 Zottegem
- Size
- Micro · 3.1 FTE
- Latest accounts
- 2025 · filed on 30 Jun 2026
- Activity
- Direct non-life insurance transactions (NACE 65121)
Z-Verzekeringen (SPRL) has been based in Zottegem since 2016, active in: direct non-life insurance transactions. For 2025, it reports a net profit of 340,764 € and equity of 187,086 €; its revenue is not published. With 3.1 full-time equivalents, it is a micro-enterprise by headcount. Its solvency stands at 19.8%, below the median of its sector (28.5%).
Guide: Reading Belgian SME accounts: the five figures that count →
Companies similar to Z-Verzekeringen
Companies in the same business, of comparable size and area, outside its group.
- Bubus Non-life insurance Destelbergen · balance sheet 928,006 €
- TVM brokerage Non-life insurance Antwerp · balance sheet 703,357 €
- AHD Assurances Non-life insurance Juprelle · balance sheet 470,057 €
- Witmeur et Cie Life insurance Sprimont · balance sheet €1.02m
- Snackaert Life insurance Willebroek · balance sheet €1.73m
- SMA Belgium Non-life insurance Ixelles · balance sheet €1.77m
- Vanguard Insurance Activities of insurance agents and brokers Antwerp · balance sheet €1.56m
- Legal Village Non-life insurance Brussels · balance sheet €10.5m
Frequently asked questions about Z-Verzekeringen
What is the revenue of Z-Verzekeringen?
Z-Verzekeringen files its accounts in a format where revenue is optional: it is not published for 2025.
What is the VAT number of Z-Verzekeringen?
In Belgium, the VAT number is the company number prefixed with BE: BE0658787673 for Z-Verzekeringen, if the company is VAT-registered. Its company number (CBE) is 0658.787.673.
Where is the registered office of Z-Verzekeringen?
According to the CBE register, the registered office of Z-Verzekeringen is in 9620 Zottegem.
What is the equity of Z-Verzekeringen?
At the close of the 2025 financial year, the equity of Z-Verzekeringen amounts to 187,086 €, a solvency of 19.8% of total assets.
How many people work at Z-Verzekeringen?
3.1 full-time equivalents on average according to the 2025 social balance sheet.
Who manages Z-Verzekeringen?
The register lists 2 active mandates at Z-Verzekeringen. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
How large is Z-Verzekeringen within its sector?
By total assets for 2025, Z-Verzekeringen ranks in the top half of the 135 companies in its sector (NACE 6512) in Belgium that filed accounts for that financial year.
The full file of Z-Verzekeringen
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
Open the full file →