PAO Finances SRL
3.8 FTEPAO Finances reported total assets of 591,964 € at the end of the 2025 financial year (annual accounts filed with the NBB on 23 Jul 2026), with 3.8 full-time equivalents.
The score of PAO Finances shows with a free account.
See the score- Summary? / 5
- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
Visible once signed in: create your account, the 14-day Pro trial is free.
Key figures 2025
Change 2022 → 2025: Equity +501 % Total assets -24 % Headcount (avg FTE) +23 %
Accounts of the company itself (not consolidated).
The full file covers 9 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
PAO Finances's annual accounts
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Net result | 276,541 € | ||||
| Equity | 128,163 € | ||||
| Cash | 198,185 € | ||||
| EBITDA | 325,068 € | ||||
| Total assets | 591,964 € |
Filed annual accounts
- Year ended 31 Dec 2025filed on 23 Jul 2026
- Year ended 31 Dec 2024filed on 13 Aug 2025
- Year ended 31 Dec 2023filed on 14 Jun 2024
- Year ended 31 Dec 2022filed on 06 Jun 2023
- Year ended 31 Dec 2021filed on 19 May 2022
PAO Finances's financial analysis
- Solvency21.7%sector median: 33.2%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of PAO Finances
PAO Finances's publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0453.886.457
- VAT number
- BE0453886457
- Peppol
- Registered · 0208:0453886457 · as of 10 Nov 2026
- Legal form
- SRL
- Incorporated
- 24 Nov 1994
- Registered office
- 5100 Namur
- Size
- Micro · 3.8 FTE
- Latest accounts
- 2025 · filed on 23 Jul 2026
- Activity
- Granting of mortgage loans (NACE 64922)
PAO Finances (SRL) has been based in Namur since 1994, active in: granting of mortgage loans. For 2025, it reports a net profit of 276,541 € and equity of 128,163 €; its revenue is not published. With 3.8 full-time equivalents, it is a micro-enterprise by headcount. Its solvency stands at 21.7%, below the median of its sector (33.2%).
Guide: Reading Belgian SME accounts: the five figures that count →
Companies similar to PAO Finances
Companies in the same business, of comparable size and area, outside its group.
- Bureau Hypothecaire Europeen Other credit granting Walcourt · balance sheet 639,452 €
- Janko Other credit granting Deinze · balance sheet 320,163 €
- W.D.M. Other credit granting Remicourt · balance sheet 537,451 €
- Sunil RAM Other activities auxiliary to financial services, except insurance and pension funding Beernem · balance sheet 658,116 €
- De Padt-Van Gugte Other activities auxiliary to financial services, except insurance and pension funding Geraardsbergen · balance sheet 439,420 €
- Wingfin Other credit granting Wommelgem · balance sheet 11,250 €
- FINiX Other activities auxiliary to financial services, except insurance and pension funding Sint-Lievens-Houtem · balance sheet 411,850 €
- Budget Partners Activities of insurance agents and brokers Anderlecht · balance sheet 641,840 €
Frequently asked questions about PAO Finances
What is the revenue of PAO Finances?
PAO Finances files its accounts in a format where revenue is optional: it is not published for 2025.
What is the VAT number of PAO Finances?
In Belgium, the VAT number is the company number prefixed with BE: BE0453886457 for PAO Finances, if the company is VAT-registered. Its company number (CBE) is 0453.886.457.
Where is the registered office of PAO Finances?
According to the CBE register, the registered office of PAO Finances is in 5100 Namur.
What is the equity of PAO Finances?
At the close of the 2025 financial year, the equity of PAO Finances amounts to 128,163 €, a solvency of 21.7% of total assets.
How many people work at PAO Finances?
3.8 full-time equivalents on average according to the 2025 social balance sheet.
Who manages PAO Finances?
The register lists 3 active mandates at PAO Finances. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
The full file of PAO Finances
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
Open the full file →