L'Observatoire du Crédit et de l'Endetteme… ASBL
9.3 FTEL'Observatoire du Crédit et de l'Endetteme… reported total assets of 771,107 € at the end of the 2025 financial year (annual accounts filed with the NBB on 26 Jun 2026), with 9.3 full-time equivalents.
By total assets for 2025, L'Observatoire du Crédit et de l'Endetteme… ranks in the top half of the 848 companies in its sector (NACE 9499) in Belgium that filed accounts for that financial year. Largest companies in the sector →
The score of L'Observatoire du Crédit et de l'Endetteme… shows with a free account.
See the score- Summary? / 5
- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
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Key figures 2025
Change 2022 → 2025: Equity +37 % Total assets +31 % Headcount (avg FTE) +16 %
Accounts of the company itself (not consolidated).
The full file covers 18 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
L'Observatoire du Crédit et de l'Endetteme…'s annual accounts
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Net result | 38,479 € | ||||
| Equity | 568,330 € | ||||
| Cash | 328,797 € | ||||
| EBITDA | 48,343 € | ||||
| Total assets | 771,107 € |
Filed annual accounts
- Year ended 31 Dec 2025filed on 26 Jun 2026
- Year ended 31 Dec 2024filed on 30 Jun 2025
- Year ended 31 Dec 2023filed on 01 Jul 2024
- Year ended 31 Dec 2022filed on 04 Jul 2023
- Year ended 31 Dec 2021filed on 23 Jun 2022
L'Observatoire du Crédit et de l'Endetteme…'s financial analysis
- Solvency73.7%sector median: 55.8%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of L'Observatoire du Crédit et de l'Endetteme…
25 active director(s) in the register.
and 19 more
L'Observatoire du Crédit et de l'Endetteme…'s shareholders and holdings →L'Observatoire du Crédit et de l'Endetteme…'s publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0452.320.403
- VAT number
- No VAT activity declared to the CBE
- Peppol
- Registered · 0208:0452320403 · as of 10 Nov 2026
- Legal form
- ASBL
- Incorporated
- 31 Mar 1994
- Registered office
- 6030 Charleroi
- Size
- Micro · 9.3 FTE
- Latest accounts
- 2025 · filed on 26 Jun 2026
- Activity
- Associations for adults (NACE 94992)
L'Observatoire du Crédit et de l'Endetteme… (ASBL) has been based in Charleroi since 1994, active in: associations for adults. For 2025, it reports a net profit of 38,479 € and equity of 568,330 €; its revenue is not published. With 9.3 full-time equivalents, it is a micro-enterprise by headcount. Its solvency stands at 73.7%, above the median of its sector (55.8%).
Guide: Reading Belgian SME accounts: the five figures that count →
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Frequently asked questions about L'Observatoire du Crédit et de l'Endetteme…
What is the revenue of L'Observatoire du Crédit et de l'Endetteme…?
L'Observatoire du Crédit et de l'Endetteme… files its accounts in a format where revenue is optional: it is not published for 2025.
What is the VAT number of L'Observatoire du Crédit et de l'Endetteme…?
According to the Crossroads Bank for Enterprises, no VAT-liable activity is declared for L'Observatoire du Crédit et de l'Endetteme…. If it is VAT-registered, its VAT number is its company number prefixed with BE: BE0452320403. Its company number (CBE) is 0452.320.403.
Where is the registered office of L'Observatoire du Crédit et de l'Endetteme…?
According to the CBE register, the registered office of L'Observatoire du Crédit et de l'Endetteme… is in 6030 Charleroi.
What is the equity of L'Observatoire du Crédit et de l'Endetteme…?
At the close of the 2025 financial year, the equity of L'Observatoire du Crédit et de l'Endetteme… amounts to 568,330 €, a solvency of 73.7% of total assets.
How many people work at L'Observatoire du Crédit et de l'Endetteme…?
9.3 full-time equivalents on average according to the 2025 social balance sheet.
Who manages L'Observatoire du Crédit et de l'Endetteme…?
The register lists 25 active mandates at L'Observatoire du Crédit et de l'Endetteme…. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
How large is L'Observatoire du Crédit et de l'Endetteme… within its sector?
By total assets for 2025, L'Observatoire du Crédit et de l'Endetteme… ranks in the top half of the 848 companies in its sector (NACE 9499) in Belgium that filed accounts for that financial year.
The full file of L'Observatoire du Crédit et de l'Endetteme…
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
Open the full file →