Zakenkantoor Havermans SA
4.6 FTEZakenkantoor Havermans reported total assets of 869,203 € at the end of the 2025 financial year (annual accounts filed with the NBB on 18 Aug 2026), with 4.6 full-time equivalents.
By total assets for 2025, Zakenkantoor Havermans ranks in the top half of the 3,452 companies in its sector (NACE 6622) in Belgium that filed accounts for that financial year. Largest companies in the sector →
The score of Zakenkantoor Havermans shows with a free account.
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- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
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Key figures 2025
Change 2022 → 2025: Equity -37 % Total assets -5 % Headcount (avg FTE) 0 %
Accounts of the company itself (not consolidated).
The full file covers 9 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
Zakenkantoor Havermans's annual accounts
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Net result | 20,242 € | ||||
| Equity | 502,438 € | ||||
| Cash | 657,893 € | ||||
| EBITDA | 70,328 € | ||||
| Total assets | 869,203 € |
Filed annual accounts
- Year ended 31 Dec 2025filed on 18 Aug 2026
- Year ended 31 Dec 2024filed on 30 Sep 2025
- Year ended 31 Dec 2023filed on 29 Aug 2024
- Year ended 31 Dec 2022filed on 12 Sep 2023
- Year ended 31 Dec 2021filed on 27 Jul 2022
Zakenkantoor Havermans's financial analysis
- Solvency57.8%sector median: 51.7%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of Zakenkantoor Havermans
Zakenkantoor Havermans's publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0437.970.044
- VAT number
- No VAT activity declared to the CBE
- Peppol
- Not found on Peppol as of 10 Nov 2026 · Check
- Legal form
- SA
- Incorporated
- 28 Jun 1989
- Registered office
- 2380 Ravels
- Size
- Micro · 4.6 FTE
- Latest accounts
- 2025 · filed on 18 Aug 2026
- Activity
- Activities of insurance agents and brokers (NACE 66220)
Zakenkantoor Havermans (SA) has been based in Ravels since 1989, active in: activities of insurance agents and brokers. For 2025, it reports a net profit of 20,242 € and equity of 502,438 €; its revenue is not published. With 4.6 full-time equivalents, it is a micro-enterprise by headcount. Its solvency stands at 57.8%, above the median of its sector (51.7%).
Guide: Reading Belgian SME accounts: the five figures that count →
Companies similar to Zakenkantoor Havermans
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- ADW Verzekeringskantoor Activities of insurance agents and brokers Antwerp · balance sheet 873,692 €
- HENS'Cetera Activities of insurance agents and brokers Profondeville · balance sheet 863,941 €
- Be-Sure Activities of insurance agents and brokers Malle · balance sheet 874,839 €
- Flanders Insurance Activities of insurance agents and brokers Waregem · balance sheet 875,473 €
Frequently asked questions about Zakenkantoor Havermans
What is the revenue of Zakenkantoor Havermans?
Zakenkantoor Havermans files its accounts in a format where revenue is optional: it is not published for 2025.
What is the VAT number of Zakenkantoor Havermans?
According to the Crossroads Bank for Enterprises, no VAT-liable activity is declared for Zakenkantoor Havermans. If it is VAT-registered, its VAT number is its company number prefixed with BE: BE0437970044. Its company number (CBE) is 0437.970.044.
Where is the registered office of Zakenkantoor Havermans?
According to the CBE register, the registered office of Zakenkantoor Havermans is in 2380 Ravels.
What is the equity of Zakenkantoor Havermans?
At the close of the 2025 financial year, the equity of Zakenkantoor Havermans amounts to 502,438 €, a solvency of 57.8% of total assets.
How many people work at Zakenkantoor Havermans?
4.6 full-time equivalents on average according to the 2025 social balance sheet.
Who manages Zakenkantoor Havermans?
The register lists 4 active mandates at Zakenkantoor Havermans. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
How large is Zakenkantoor Havermans within its sector?
By total assets for 2025, Zakenkantoor Havermans ranks in the top half of the 3,452 companies in its sector (NACE 6622) in Belgium that filed accounts for that financial year.
The full file of Zakenkantoor Havermans
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
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