Q & O Verzekeringen SA
70.2 FTEQ & O Verzekeringen reported revenue of €15.0m for the 2025 financial year (annual accounts filed with the NBB on 17 Aug 2026), with 70.2 full-time equivalents.
By total assets for 2025, Q & O Verzekeringen ranks among the 50 largest of the 3,452 companies in its sector (NACE 6622) in Belgium that filed accounts for that financial year. Largest companies in the sector →
The score of Q & O Verzekeringen shows with a free account.
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- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
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Key figures 2025
Change 2022 → 2025: Equity +97 % Total assets +32 % Headcount (avg FTE) +80 %
Accounts of the company itself (not consolidated).
The full file covers 10 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
Q & O Verzekeringen's annual accounts
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | €15.0m | ||||
| Net result | 776,292 € | ||||
| Equity | €1.39m | ||||
| Cash | 932,586 € | ||||
| EBITDA | €1.85m | ||||
| Total assets | €18.8m |
Filed annual accounts
- Year ended 31 Dec 2025filed on 17 Aug 2026
- Year ended 31 Dec 2024filed on 26 Sep 2025
- Year ended 31 Dec 2023filed on 27 Jun 2024
- Year ended 31 Dec 2022filed on 19 Jun 2023
- Year ended 31 Dec 2021filed on 24 Jun 2022
Q & O Verzekeringen's financial analysis
- Solvency7.4%sector median: 51.7%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of Q & O Verzekeringen
Q & O Verzekeringen's publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0423.872.083
- VAT number
- BE0423872083
- Peppol
- Registered · 0208:0423872083 · as of 10 Nov 2026
- Legal form
- SA
- Incorporated
- 30 Dec 1982
- Registered office
- 8790 Waregem
- Size
- Medium · 70.2 FTE
- Latest accounts
- 2025 · filed on 17 Aug 2026
- Activity
- Activities of insurance agents and brokers (NACE 66220)
Q & O Verzekeringen (SA) has been based in Waregem since 1982, active in: activities of insurance agents and brokers. For 2025, it reports revenue of €15.0m, a net profit of 776,292 € and equity of €1.39m. With 70.2 full-time equivalents, it is a medium-sized enterprise by headcount. Its solvency stands at 7.4%, below the median of its sector (51.7%).
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Companies similar to Q & O Verzekeringen
Companies in the same business, of comparable size and area, outside its group.
- Assuleen Activities of insurance agents and brokers Kortrijk · balance sheet €20.6m
- M D B Reinsurance Brokers Non-life insurance Uccle · balance sheet €19.3m
- Korfine Activities of insurance agents and brokers Kortrijk · balance sheet €38.6m
- Marsh Re (Belgium) Life insurance Auderghem · balance sheet €27.2m
- Hillewaere Insurance Activities of insurance agents and brokers Turnhout · balance sheet €47.7m
- Group induver Activities of insurance agents and brokers Antwerp · balance sheet €214.4m
- Monument Insurance European Services Activities of insurance agents and brokers Saint-Josse-ten-Noode · balance sheet €22.5m
- R.G.F. Insurances Activities of insurance agents and brokers Chaudfontaine · balance sheet €14.1m
Frequently asked questions about Q & O Verzekeringen
What is the revenue of Q & O Verzekeringen?
According to the 2025 annual accounts filed with the NBB, the revenue of Q & O Verzekeringen amounts to 14,986,263 €.
What is the VAT number of Q & O Verzekeringen?
In Belgium, the VAT number is the company number prefixed with BE: BE0423872083 for Q & O Verzekeringen, if the company is VAT-registered. Its company number (CBE) is 0423.872.083.
Where is the registered office of Q & O Verzekeringen?
According to the CBE register, the registered office of Q & O Verzekeringen is in 8790 Waregem.
What is the equity of Q & O Verzekeringen?
At the close of the 2025 financial year, the equity of Q & O Verzekeringen amounts to 1,393,720 €, a solvency of 7.4% of total assets.
How many people work at Q & O Verzekeringen?
70.2 full-time equivalents on average according to the 2025 social balance sheet.
Who manages Q & O Verzekeringen?
The register lists 11 active mandates at Q & O Verzekeringen. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
How large is Q & O Verzekeringen within its sector?
By total assets for 2025, Q & O Verzekeringen ranks among the 50 largest of the 3,452 companies in its sector (NACE 6622) in Belgium that filed accounts for that financial year.
The full file of Q & O Verzekeringen
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
Open the full file →