Credialys SA
3.7 FTECredialys reported revenue of €1.41m for the 2025 financial year (annual accounts filed with the NBB on 24 Jul 2026), with 3.7 full-time equivalents.
The score of Credialys shows with a free account.
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- Balance sheet strength
- Liquidity
- Repayment capacity
- Profitability
- Trajectory
- Compliance and register
- Position in its sectorvs peers
- Supplier creditat 30 d
- Borrowing capacityborrowable
- Valuationcentral
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Key figures 2025
Change 2022 → 2025: Equity -11 % Total assets -14 % Headcount (avg FTE) -26 %
Accounts of the company itself (not consolidated).
The full file covers 9 financial years; a free account shows 2. →Deterministic calculation on the filed accounts, no AI. Dispute the score or report an error
Credialys's annual accounts
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Revenue | €1.41m | ||||
| Net result | 27,702 € | ||||
| Equity | €3.96m | ||||
| Cash | €1.48m | ||||
| EBITDA | 37,713 € | ||||
| Total assets | €51.1m |
Filed annual accounts
- Year ended 31 Dec 2025filed on 24 Jul 2026
- Year ended 31 Dec 2024filed on 23 Jun 2025
- Year ended 31 Dec 2023filed on 06 Jul 2024
- Year ended 31 Dec 2022filed on 03 Jul 2023
- Year ended 31 Dec 2021filed on 14 Jul 2022
Credialys's financial analysis
- Solvency7.8%sector median: 33.2%
- Current ratio
- Net margin
- ROE
- Financial debt / EBITDA
- Interest coverage
- Days sales outstanding (DSO)
Management and control of Credialys
Credialys's publications in the Belgian Gazette
Company number, VAT number and registered office
- Company number (CBE)
- 0401.465.578
- VAT number
- BE0401465578
- Peppol
- Not found on Peppol as of 10 Nov 2026 · Check
- Legal form
- SA
- Incorporated
- 22 Dec 1948
- Registered office
- 4500 Huy
- Size
- Micro · 3.7 FTE
- Latest accounts
- 2025 · filed on 24 Jul 2026
- Activity
- Granting of mortgage loans (NACE 64922)
Credialys (SA) has been based in Huy since 1948, active in: granting of mortgage loans. For 2025, it reports revenue of €1.41m, a net profit of 27,702 € and equity of €3.96m. With 3.7 full-time equivalents, it is a micro-enterprise by headcount. Its solvency stands at 7.8%, below the median of its sector (33.2%).
Guide: Reading Belgian SME accounts: the five figures that count →
Companies similar to Credialys
Companies in the same business, of comparable size and area, outside its group.
- « SOCIETE DE CREDIT POUR HABITATIONS SOCIALES » en abrégé « S.C.H.S » en langue allemande « EIGENHEIMKREDITGESELLSCHAFT » en abrégé « E.H.K.G » Other credit granting Malmedy · balance sheet €28.4m
- Demer en Dijle Other credit granting Heusden-Zolder · balance sheet €50.8m
- La Maison Ouvriere de l'Arrondissement de Charleroi et du Sud-Hainaut Other credit granting Charleroi · balance sheet €55.9m
- Volkskrediet de Toren Other credit granting Aalst · balance sheet €61.2m
- Elk Zijn Huis Other credit granting Kortrijk · balance sheet €80.4m
- Landwaarts Sociaal Woonkrediet Other credit granting Genk · balance sheet €37.7m
- Kempische Heerd Other credit granting Turnhout · balance sheet €42.6m
- Credissimo Hainaut Other credit granting Tournai · balance sheet €70.0m
Frequently asked questions about Credialys
What is the revenue of Credialys?
According to the 2025 annual accounts filed with the NBB, the revenue of Credialys amounts to 1,405,058 €.
What is the VAT number of Credialys?
In Belgium, the VAT number is the company number prefixed with BE: BE0401465578 for Credialys, if the company is VAT-registered. Its company number (CBE) is 0401.465.578.
Where is the registered office of Credialys?
According to the CBE register, the registered office of Credialys is in 4500 Huy.
What is the equity of Credialys?
At the close of the 2025 financial year, the equity of Credialys amounts to 3,964,110 €, a solvency of 7.8% of total assets.
How many people work at Credialys?
3.7 full-time equivalents on average according to the 2025 social balance sheet.
Who manages Credialys?
The register lists 14 active mandates at Credialys. Names and roles are in the full file, with the deeds published in the Belgian Gazette.
The full file of Credialys
Directors and mandates, ownership network, Gazette deeds, ten years of accounts and ratios, Excel export, and Idonis's analysis in one question.
Open the full file →